Devotion USA evaluates political representatives and corporations with one rubric, built on the principles of Humanity-Based Economics. Every official and company is scored in four categories and receives a Total Community Reinvestment Grade from A to F.

How the grade is figured

  1. Each of the four categories (Mission, Services, Ethics and Community Reinvestment) is scored from 1 to 5.
  2. The Community Reinvestment score is the average of five areas: Community Employment, Community Contracting, Business Development, Affordable Home Ownership and Housing, and Banking and Finance. Corporations are scored with Guide A and political representatives with Guide B.
  3. The four category scores are averaged. That average sets the letter grade: A = 4.5–5.0, B = 3.5–4.4, C = 2.5–3.4, D = 1.5–2.4, F = 1.0–1.4.

The Community Reinvestment Rubric

On a phone, swipe the table sideways to see every column.

Score Mission Services Ethics Community ReinvestmentAverage of the five areas in Guide A or B Total GradeAverage of the four category scores
5

Policies are in very clear accordance with Humanity-Based principles.

Operations and actions are fully compliant.

Outstanding service quality, amazing community service

Meets with low-income and minority community representatives monthly.

Reports to independent compliance monitors monthly.

Consistently supports economic development initiatives within communities

 AAverage 4.5 – 5.0
4

Policies are generally in accordance with Humanity-Based principles.

Operations and actions are generally compliant.

Great service quality, great community service

Meets with low-income and minority community representatives quarterly.

Reports to independent compliance monitors quarterly.

Often supports economic development initiatives within communities

 BAverage 3.5 – 4.4
3

Policies are fairly in accordance with Humanity-Based principles.

Operations and actions are minimally compliant.

Good service quality, good community service

Meets with low-income and minority community representatives twice a year.

Reports to independent compliance monitors twice a year.

Sometimes supports economic development initiatives within communities

 CAverage 2.5 – 3.4
2

Policies are slightly in accordance with Humanity-Based principles.

Operations and actions are rarely compliant.

Fair service quality, limited community service

Meets with low-income and minority community representatives once a year.

Reports to independent compliance monitors once a year.

Rarely supports economic development initiatives within communities

 DAverage 1.5 – 2.4
1

Policies are not in accordance with Humanity-Based principles.

Operations and actions are not compliant.

Poor service quality, little to no community service

Does not meet with low-income and minority community representatives.

Does not report to independent compliance monitors.

Never supports economic development initiatives within communities

 FAverage 1.0 – 1.4

Community Reinvestment Guide A: Corporations

Score Community Employment Community Contracting Business Development Affordable Home Ownership and Housing Banking and Finance
5
  • 70% or more of employees come from surrounding low-income and minority communities
  • 15% or more of management comes from these communities
  • 35% or more of workforce development/training participants are low-income and minority community members
  • 12% or more of contractors come from surrounding low-income and minority communities
  • Contractor recruitment orientation monthly
  • Weekly contractor preparation sessions
  • 20 or more grants to nonprofits and educational programs that develop skilled tradespeople and support business growth
  • 10 or more services that help nonprofits support small business development
  • 50% or more of apartments created are for low- to moderate-income families
  • 15% or more of home ownership development is affordable home ownership
  • Partners with minority developers on 10 or more affordable housing or home ownership projects
  • 25% or more of mortgage loans go to low- and moderate-income minority community members
  • 25% or more of business loans go to low- and moderate-income minority community members
4
  • 40%–69% of employees come from these communities
  • 9%–14% of management comes from these communities
  • 20%–34% of workforce training participants are from these communities
  • 8%–11% of contractors come from these communities
  • Contractor recruitment orientation quarterly
  • Monthly contractor preparation sessions
  • 10–19 grants to nonprofits and educational programs
  • 5–9 services that help nonprofits support small business development
  • 25%–49% of apartments created are for low- to moderate-income families
  • 10%–14% of home ownership development is affordable
  • Partners with minority developers on 5–9 projects
  • 15%–24% of mortgage loans go to these community members
  • 15%–24% of business loans go to these community members
3
  • 20%–39% of employees come from these communities
  • 3%–8% of management comes from these communities
  • 10%–19% of workforce training participants are from these communities
  • 5%–7% of contractors come from these communities
  • Contractor recruitment orientation twice a year
  • Quarterly contractor preparation sessions
  • 5–9 grants to nonprofits and educational programs
  • 3–4 services that help nonprofits support small business development
  • 20%–24% of apartments created are for low- to moderate-income families
  • 5%–9% of home ownership development is affordable
  • Partners with minority developers on 3–4 projects
  • 5%–14% of mortgage loans go to these community members
  • 5%–14% of business loans go to these community members
2
  • 9%–19% of employees come from these communities
  • 1%–2% of management comes from these communities
  • 6%–9% of workforce training participants are from these communities
  • 1%–4% of contractors come from these communities
  • Contractor recruitment orientation once a year
  • Contractor preparation sessions once a year
  • 1–4 grants to nonprofits and educational programs
  • 1–2 services that help nonprofits support small business development
  • 11%–19% of apartments created are for low- to moderate-income families
  • 1%–4% of home ownership development is affordable
  • Partners with minority developers on 1–2 projects
  • 1%–4% of mortgage loans go to these community members
  • 1%–4% of business loans go to these community members
1
  • 8% or less of employees come from these communities
  • 0% of management comes from these communities
  • 5% or less of workforce training participants are from these communities
  • 0% of contractors come from these communities
  • No contractor recruitment
  • No contractor preparation
  • No grants to nonprofits and educational programs
  • No services that help nonprofits support small business development
  • 10% or less of apartments created are for low- to moderate-income families
  • 0% of home ownership development is affordable
  • No partnerships with minority developers
  • 0% of mortgage loans go to these community members
  • 0% of business loans go to these community members

Community Reinvestment Guide B: Political Representatives

Federal, state and local officials are scored on the same five areas, based on their public record: legislation they authored or sponsored, how they voted, and funding they brought into the community.

Score Community Employment Community Contracting Business Development Affordable Home Ownership and Housing Banking and Finance
5
  • Authored or led passage of measures for local hiring and workforce training
  • Brought funding for it into the community
  • Authored or led passage of measures for contracts for local and minority-owned businesses
  • Brought funding for it into the community
  • Authored or led passage of measures for small business grants and support
  • Brought funding for it into the community
  • Authored or led passage of measures for affordable housing and home ownership
  • Brought funding for it into the community
  • Authored or led passage of measures for fair lending and access to capital
  • Brought funding for it into the community
4
  • Sponsored or co-sponsored measures for local hiring and workforce training
  • Consistently voted for them
  • Sponsored or co-sponsored measures for contracts for local and minority-owned businesses
  • Consistently voted for them
  • Sponsored or co-sponsored measures for small business grants and support
  • Consistently voted for them
  • Sponsored or co-sponsored measures for affordable housing and home ownership
  • Consistently voted for them
  • Sponsored or co-sponsored measures for fair lending and access to capital
  • Consistently voted for them
3
  • Usually voted for measures on local hiring and workforce training
  • Usually voted for measures on contracts for local and minority-owned businesses
  • Usually voted for measures on small business grants and support
  • Usually voted for measures on affordable housing and home ownership
  • Usually voted for measures on fair lending and access to capital
2
  • Rarely voted for measures on local hiring and workforce training
  • Rarely voted for measures on contracts for local and minority-owned businesses
  • Rarely voted for measures on small business grants and support
  • Rarely voted for measures on affordable housing and home ownership
  • Rarely voted for measures on fair lending and access to capital
1
  • Never supported, or voted against, measures on local hiring and workforce training
  • Never supported, or voted against, measures on contracts for local and minority-owned businesses
  • Never supported, or voted against, measures on small business grants and support
  • Never supported, or voted against, measures on affordable housing and home ownership
  • Never supported, or voted against, measures on fair lending and access to capital